Year 9 NSW » Commerce » Personal finance » Finance and investing

Topic : Finance and investing

In this topic you will learn...

Chapter 1 : Reasons for investing money

Chapter 2 : Evaluating investment options

Chapter 3 : Types of investments

High interest cash accounts are highly liquid, low risk and easily accessible
Term deposits are high interest cash accounts. Money is invested for a set period and therefore not accessible during that time
A share represents partial financial ownership in a company
The financial position of a company and market demand will determine the value of a share, making share investment risky
A dividend is an amount given to shareholders when a business makes a profit
A bond investment is where the issuer assumes a debt to the investor
A coupon is a regular repayment, covering the principal plus interest, made to a bond investor
The return on a bond includes coupons and an amount at the time of maturity
Bonds are secure because an investor has rights to the issuer`s assets should the issuer default on their repayments
Debentures are similar to bonds although the investor has less rights to an issuer's assets should the issuer default on repayments

Chapter 4 : Sources and responsibilities of advice

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